1.BoB Pragati Rupay Credit Card.
The Baroda Rajasthan Kshetriya Gramin Bank (BRKGB), the Baroda UP Bank (BUPB), and the Baroda Gujarat Gramin Bank (BGGB) are the three RRBs. The three Pragati RuPay cards are all currently operational and offer numerous advantages and promotions to farmers and other rural residents.
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Three credit cards were launched by BoB.
For farmers and other persons living in rural areas, all three credit cards are ideal.
1. BGGB Pragati RuPay Credit Cards are eligible only for Baroda Gujarat Gramin Bank customers.
2. BRKGB Pragati RuPay Credit Card is eligible only for Baroda Rajasthan Kshetriya Gramin Bank customers.
3. BUPB Pragati RuPay Credit Card is eligible only for Baroda UP Bank customers.
2.Features and Characterstics of BoB Pragati Rupay Credit Card.
~The credit cards have no annual cost for the first year, but beginning with the second year, there is a Rs. 250 fee. When you use the card for purchases totaling Rs. 25,000 in a single year, the annual charge is waived.
~Get free personal accident death coverage up to Rs. 15 lakh for aircraft incidents and Rs. 5 lakh for accidents that don’t involve aircraft.
~5 Reward Points for every Rs. 100 spent with the card at department stores, the movies, and the grocery store. In these categories, you can earn up to 1000 reward points each month. (100 rupees spent elsewhere equals 1 reward point.)
~On purchases between Rs. 400 and Rs. 5,000, petrol outlets across the nation will waive 1% of the fuel levy. Maximum benefits per statement cycle are Rs. 250, and fuel purchases do not qualify for reward points.
~For your parents, siblings, spouse, or children who are at least 18 years old, you can receive up to three more credit cards for life at no cost to you.
3. Important Criteria Of BoB Pragati Credit Card
Baroda Gujarat Gramin Bank. | Baroda Rajasthan Kshetriya Gramin Bank. | Baroda UP Bank. | |
First Year Fee | Nil | Nil | Nil |
Best For | Entry Level | Entry Level | Entry level |
Joining Fee | ₹250 + GST | ₹250 + GST | ₹250 + GST |
Annual Fee | ₹250 + GST | ₹250 + GST | ₹250 + GST |
Wavier | Spend 25,000 annually to receive a Rs.250 annual fee waiver. | Spend 25,000 per annum. | Spend 25,000 per annum. |
Interest Rate | Nil | Nil | Nil |
4.Conclusion
On purchases made at grocery stores, department stores, and theatres, these cards give an enhanced reward rate. These Pragati RuPay credit cards are worthwhile purchases for people who live in rural areas, such as farmers.
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Customer Care : Contact centre/toll free numbers 1800 258 44 55 or 1800 102 44 55.
NOTE~
The information given above is based 100% on research. Please conduct thorough research before selecting a credit card. We are not responsible if there is any loss caused by this information.
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